Online & Mobile Banking

Online Banking offers many tools to help simplify the management of your finances from the convenience of your home, office, anywhere – 24 hours a day, 7 days a week. Self Enrollment to Online Banking is easy !

Online & Mobile Banking

Online Banking offers many tools to help simplify the management of your finances from the convenience of your home, office, anywhere – 24 hours a day, 7 days a week. Self Enrollment to Online Banking is easy

Enroll in Online Banking Today!

Click the “Login” button at the top of your screen. Then, enter your member number and the random code, click on “First time user?” and follow the prompts.

Important: DCCU must have your current Email address on our system to complete the secure Online Banking enrollment. Help Screens are available along the way.

eSign Act Disclosure and Consent

Mobile Banking Access Agreement 6-2018

Funds Availability Disclosure

Online Banking Features

Transfers & Payments

Transfer money between accounts or make loan payments.

Electronic Check Copies

View and print electronic images of your paid checks.

Free Electronic Bill Pay Service

Free, unlimited, premium, on-demand solution to receive, view, manage, and pay all of your bills (electronic or not) from a single website – Ours! Electronic Bill Pay is secure, reliable, and easy to use providing fast, efficient payment delivery. Enhanced features include electronic bills, same day electronic payment (expedited payment), and custom reporting. CD reporting is also available. Fees may apply to Expedited Payments and CD reporting.

Easy Access to e-Statements

Receive and view your monthly statement electronically at your convenience. Subscribed members are notified via email when the statement is available. Statements can be accessed through Online Banking and will be available for a period of five years from date of enrollment.

Download Transactions

Download your transactions into Quicken or Microsoft Excel. **Important Notice for Microsoft Money users** MS Money will no longer work for downloading transactions because Microsoft discontinued the sale of the product in June 2009 and stopped supporting or servicing it the beginning of 2011 and our On-line banking vendor no longer supports it.

Online Banking Security

We are committed to maintaining the security of your accounts and personal information every day. To help ensure that, we have added additional security features to our Online Banking called Multi-factor Authentication, or MFA. These security features have been added to guard against various attacks such as:

  • Phishing – Uses spam emails to redirect members to look-alike online banking sites to harvest login details.
  • Pharming – Uses false URL’s to redirect members to look-alike sites to gather login details.
  • Keylogger – Program/script that monitors members’ keystrokes to gather login details.
  • Brute Force Attack – Program/script that sends login requests to the Homebanking web site to gather login detail

Download Our Mobile Banking App

From your mobile device, visit the iTunes® or Google® Play store to download the DCCU “Go Mobile” app.

There is no hardware to buy or service to subscribe to. Once downloaded, and if you currently are enrolled in Online Banking, you can automatically begin checking your
balance and transferring funds.

Eligibility

To have access to the DCCU “Go Mobile” app, you must first be enrolled in Online Banking. You will use your login credentials from Online Banking to log into the app.

You must have a current email address on file with DCCU.

You must have a Google Android phone device ver. 5.0 or higher, Google Android tablet device ver. 5.0 or higher, iOS phone device ver. 8.0 or higher, iOS tablet device ver. 8.0 or higher

Remote Deposit

REMOTE DEPOSIT CAPTURE – With the DCCU “Go Mobile” Banking App, you no longer have to drive to the branch or ATM to deposit checks. Now, you can make a deposit from your smartphone anytime, anywhere. 24×7 access means you can quickly and easily deposit checks on your schedule.

Deposit Limits

DCCU reserves the right to establish and assign deposit limits for this service (including limits on the dollar amount and/or number of checks that you may transmit through the service each day) and modify these limits from time to time.

The current daily deposit limit is: $5,000 with a maximum of (10) items per day.

The current monthly deposit limit is: $20,000 with a maximum of (50) items per month.

Mobile Deposit Check Endorsement

If you would like to deposit a check via Mobile Remote Deposit Capture, you must endorse the check in the following manner:

DCCU Mobile Deposit Only, Acct # _____ Your Signature

If you do not endorse your check for mobile deposit properly, your deposit will be rejected.

Rejected Deposits

You are responsible for verifying that your deposits made via remote deposit have been received and accepted. If a remote deposit check is rejected, you must physically deposit the check at one of our branches. Securely store the deposited check for 45 days. After the 45 day retention period, mark the check “VOID” and destroy the original.

Deposit Availability & Holds

Approved deposits made before 4:30pm will be posted the same business day. Deposits made after 4:30pm will be posted the following business day. If your approved deposit exceeds $500.00, a two day hold will be placed on the amount exceeding $500.00. $500.00 of the approved deposit will be available immediately.

Bill Pay

Tired of wondering if you mailed that payment on time or maybe you ran out of stamps? Good News – DCCU now offers a solution for you to receive, view, manage, and pay all of your bills, electronic or not. Maximize the convenience of our existing Home On-Line Service. Electronic Bill Pay is secure, reliable, and easy to use providing fast and efficient payment delivery. Enhanced features include electronic bills, same day electronic payment (expedited payment), custom reporting, and CD reporting. Fees apply to expedited payments and CD reporting.

Bill Pay

Tired of wondering if you mailed that payment on time or maybe you ran out of stamps? Good News – DCCU now offers a solution for you to receive, view, manage, and pay all of your bills, electronic or not. Maximize the convenience of our existing Home On-Line Service. Electronic Bill Pay is secure, reliable, and easy to use providing fast and efficient payment delivery. Enhanced features include electronic bills, same day electronic payment (expedited payment), custom reporting, and CD reporting. Fees apply to expedited payments and CD reporting.

Online Bill Pay Features

  • View your bills online
  • Pay virtually all your bills from one website – Ours
  • Schedule single, recurring or future-dated payments
  • Make changes to scheduled payments before they are sent
  • Receive e-mail notifications that remind you of bill activity
  • Track your payment status and history
  • Customize reports to track budget spending

Already enrolled? Get started with by following these 3 steps:

Step 1

Log in
Log in to Online Banking by clicking the “Log In” button at the top of your screen and select Bill Pay.

Step 2

Add a Payee

  • Have a bill in hand to reference your account number and address information
  • Click to add a new payee and enter your payee information

Step 3

Make a payment

  • Once your payee has been added, you can begin making payments immediately
  • Enter your payment information to make a payment

Learn more on the FAQ Page

E-Statements

Tired of filing paper statements away? Good News – You have a choice of eliminating the paper and go electronic! Get and view your monthly statement electronically at your convenience. By enrolling you will receive notice via your email that your statements are ready and available through your secure Online Banking login. Statements will be available for a period of five years from the date of creation.

E-Statements

Tired of filing paper statements away? Good News – You have a choice of eliminating the paper and go electronic! Get and view your monthly statement electronically at your convenience. By enrolling you will receive notice via your email that your statements are ready and available through your secure Online Banking login. Statements will be available for a period of five years from the date of creation.

E-Statement Agreement

Online Banking Agreement

Become a Member of Dawson Co-op Credit Union

Learn more about becoming a member of our growing financial cooperative. Once a member always a member, even if you decide to close your membership you may rejoin.